Company
A commercial finance company built around a data pipeline
CanFund Capital underwrites and funds small business financing in the United States. The company originates across seven structures — advances, working capital, revolving lines, equipment, factoring, term loans, and revenue-based financing — using one shared underwriting pipeline rather than a separate process per product.
- Founded
- 2019
- Total funded
- $412M
- Businesses funded
- 6,480
- Platform uptime
- 99.98%
Position
What the company does
Small business funding is slow for a structural reason: the underwriting file is assembled by hand. Statements are requested, emailed, parsed, and reconciled before anyone evaluates credit. That assembly step, not the credit analysis, is where days go.
CanFund removed the assembly step. Automated statement parsing produces the underwriting file directly, at daily transaction resolution, in seconds. Everything downstream — cash flow modeling, coverage testing, pricing, disbursement, servicing — runs on that single normalized input.
The company states its operating metrics in the same figures everywhere they appear: average decision time of 4m 12s, median funding speed of 1 business day, and an approval rate of 71.4% on completed applications. Those figures are refreshed quarterly from funded volume.
CanFund does not make claims about proprietary data sources. The inputs are standard; the difference is resolution, automation, and consistency of application.
Leadership
Who runs the company
Daniel Reyes — Chief Executive Officer
Fifteen years in specialty finance and payments underwriting before founding CanFund in 2019. Prior operating experience in specialty finance and payments underwriting. Responsible for capital markets and company strategy.
Priya Raman — Chief Credit Officer
Owns credit policy, the underwriting model, and portfolio loss performance. Chairs the credit committee.
Marcus Hale — Chief Technology Officer
Owns the data pipeline, decisioning infrastructure, and platform reliability.
The leadership team is based in New York and reachable through your funding advisor.
Operating principles
How decisions get made
State the total dollar cost
Every offer shows the full obligation before signature, not a rate in isolation.
Decline with a reason
A declined file returns the constraint that produced the decline.
Keep numbers consistent
A published metric is the same figure on every page it appears.
Escalate ambiguity to people
Automation handles routine files; analysts handle the boundary.
Registered office
Where we operate
CanFund Capital LLC
228 Park Avenue South, Suite 412
New York, NY 10001
capital@canfundcapital.com
(212) 555-0148
Licensing and state disclosures are listed on the Licenses & Disclosures page. All entries are marked until verified.
Work with the desk directly
Business owners and ISO partners have separate contact paths, both answered by the underwriting team.