Company
Funding built around what your business actually needs
CanFund Capital finances small and medium businesses in the United States. We originate across seven structures using one shared underwriting process, so a single application shows you every option your business qualifies for — with the full cost stated up front.
What we offer
Seven funding structures
Merchant Cash Advance
Revenue-based capital priced from live card processing and deposit data.
$5,000 – $750,000 · 3 – 18 months estimated delivery
Working Capital Loans
Short-term fixed-payment capital for payroll, inventory, and timing gaps.
$10,000 – $500,000 · 3 – 24 months
Business Line of Credit
Revolving capital with draw-as-needed access and a live available balance.
$10,000 – $250,000 limit · 6 – 12 month draw terms, revolving
Equipment Financing
Asset-backed terms underwritten against automated equipment valuation.
$15,000 – $1,000,000 · 24 – 72 months
Invoice Factoring
Advance against verified receivables with automated invoice verification.
$10,000 – $2,000,000 facility · Per invoice, 30 – 90 day cycles
SBA-Alternative Term Loans
Longer-term structured capital at speeds SBA timelines cannot match.
$50,000 – $1,000,000 · 12 – 60 months
Revenue-Based Financing
Repayment that scales algorithmically with top-line revenue.
$25,000 – $2,000,000 · 6 – 36 months estimated
Approach
How we work
Most business funding is slow because the file is assembled by hand — statements requested, emailed, parsed, and reconciled before anyone looks at credit. That assembly step, not the credit review, is where the days go.
You upload business bank statements and our system parses them automatically at daily transaction resolution. Everything downstream — cash flow modeling, coverage testing, pricing, funding, servicing — runs on that single normalized input. No bank login, no credentials shared.
Files near a threshold go to a person, not a rule. Automation handles the routine cases so our team can spend time on the ones that need judgment.
Operating principles
How decisions get made
State the total dollar cost
Every offer shows the full obligation before signature, not a rate in isolation.
Decline with a reason
A declined file returns the constraint that produced the decline.
Keep numbers consistent
A published figure is the same figure on every page it appears.
Escalate ambiguity to people
Automation handles routine files; analysts handle the boundary.
Registered office
Where we operate
CanFund Capital LLC
228 Park Avenue South, Suite 412
New York, NY 10001
capital@canfundcapital.com
(212) 555-0148
Licensing and state disclosures are listed on the Licenses & Disclosures page.
See which structure fits
One application shows every option your business qualifies for, with the full cost stated up front.