Who we fund
We speak your industry — from kitchens and clinics to job sites and online stores
Every business has its own cash rhythm. Here is what we look at for yours, and which funding options usually fit best. Don't see your line of work? You're probably still a great fit.
Shopify & DTC Sellers
Ad spend goes out before payouts come in. We link your store and bank directly, so repeat-customer strength and order growth count in your favor instead of getting averaged away.
Amazon & Marketplace Sellers
Restocking ahead of Q4 or a Prime event ties up cash for weeks. Funding is sized to your settlement cycle so inventory buys never wait on a payout.
Restaurants & Food Service
High card volume with thin margins and daily settlement. Underwriting weighs daypart consistency and delivery-platform deposits alongside in-store batches.
Retail & Specialty Shops
Seasonal inventory build ahead of revenue. Facilities are typically sized to the buying calendar rather than trailing monthly average.
Healthcare & Dental Practices
Insurance reimbursement lag creates predictable receivable gaps. Practices underwrite well on payer mix and claim aging detail.
Trucking & Transportation
Fuel and maintenance clear weeks before freight invoices settle. Broker payer quality drives advance rates more than carrier tenure.
Construction & Contracting
Progress billing and retainage extend the conversion cycle. Underwriting reads contract schedules and per-project concentration.
E-commerce & DTC
Ad spend precedes revenue and platform payouts settle on a lag. Repeat-purchase cohorts carry more weight than trailing revenue alone.
Professional Services
Retainer and milestone billing produce lumpy deposits. Underwriting normalizes for engagement cadence rather than flagging volatility.
Auto Repair & Collision
Parts float and insurance settlement timing dominate the gap. Equipment transactions underwrite against strong resale comparables.
Salons & Personal Care
Consistent daily card volume with low ticket size. High deposit frequency generally prices better than the monthly total suggests.
A short restricted industry list applies. If you don't see your business type, you're likely still eligible — ask the desk or read how underwriting works.
See what your business qualifies for
One quick application, checked against all seven funding options — no credit score impact.