ISO & broker channel
Submit a file and watch it move
CanFund operates a direct submission channel for ISO and broker partners. Files are decisioned on the same pipeline as direct applications, with stage-level status visible to the submitting partner from submission to funding.
| Deal | Stage | Amount | Age |
|---|---|---|---|
| CF-40912 | underwriting | $120,000 | 00:04:11 |
| CF-40913 | offer_issued | $65,000 | 00:11:38 |
| CF-40914 | contracts_out | $248,000 | 01:02:07 |
| CF-40915 | funded | $38,500 | 03:44:20 |
Open files this month: 0
- Avg. decision time
- 4m 12s
- Median funding speed
- 1 business day
- Approval rate
- 71.4%
- Commission range
- 3% – 12%
Why submit here
What the channel gives a broker
Decisions on the same clock as direct files
Partner submissions run the identical pipeline as direct applications. No separate queue, no back-of-line handling. Average decision time is 4m 12s.
Pricing visible before you present
Offers state the merchant's total dollar cost and your commission on the same document, so nothing is renegotiated after the merchant sees the terms.
Stage-level status, pushed not polled
Every file reports its current stage, what is outstanding, and who holds it. Status changes notify the submitting partner automatically.
Seven products from one submission
A single file is evaluated across advances, working capital, lines, equipment, factoring, term, and revenue-based structures.
Declines return a reason
Declined files state the constraint that produced the decline, so you know whether the merchant is workable later or not at all.
Defined merchant protection
Renewal and solicitation terms are stated in the partner agreement rather than left ambiguous.
Partnership structure
Commission and terms
- Commission basis
- Percentage of funded amount
- Range
- 3% – 12% by product and pricing tier
- Payment timing
- On funding date
- Renewal commission
- Paid to submitting partner
- Minimum volume
- None
- Agreement
- Standard ISO agreement, e-signed
Become a partner
Request submission credentials
Questions
Partner program questions
- What commission does CanFund pay ISO partners?
- Commission is paid as a percentage of the funded amount and is disclosed on every offer before you present it to the merchant , typically 3% to 12% depending on product and pricing tier. Commission is paid on the funding date rather than on a monthly settlement cycle.
- What do I need to submit a deal?
- A signed application and three months of business bank statements as PDFs. Complete, legible statements straight from the bank are decisioned materially faster than screenshots or partial pages.
- Can I see deal status without calling?
- Yes. Every submitted file has a status record showing the current stage, what is outstanding, and which analyst holds it. Stage changes are pushed to the submitting partner rather than requiring a follow-up call.
- Does CanFund contact my merchant directly?
- Only for verification steps that require the merchant, and never to solicit a renewal outside the partner relationship during the agreed protection period. Merchant ownership terms are stated in the partner agreement.
Review the product index before submitting, or read how underwriting works.
Open a submission channel
Partner onboarding requires a signed ISO agreement and a verification call.