Legal
Legal & compliance
This page states the legal framing of products offered by CanFund Capital LLC. Licensing identifiers, registrations, and jurisdictional statements are listed on the Licenses and Disclosures page and updated as registrations change.
Commercial purpose only
Products offered by CanFund Capital are extended to business entities for commercial purposes. They are not consumer credit products and are not subject to consumer lending statutes such as the Truth in Lending Act.
Merchant cash advances are not loans
A merchant cash advance is the purchase of a specified amount of future receivables at a discount. It is not a loan, carries no interest rate, and has no fixed maturity date. Remittance is a contracted percentage of revenue.
Originating parties
Loan products may be originated directly by CanFund Capital or by a bank partner in jurisdictions where a bank partnership structure is used. The originating party is identified in your agreement.
No offer of credit
Nothing on this site constitutes an offer, commitment, or solicitation to extend credit. Amounts, rates, terms, and factor rates shown are representative ranges based on funded volume. Actual terms are stated only in an executed agreement.
State-specific disclosures
Commercial financing disclosure requirements apply in several states, including California, New York, Utah, Virginia, and Georgia. Where required, the applicable disclosure is delivered with the offer prior to signature.
Third-party data providers
Bank, card processing, and accounting data are supplied by the applicant as uploaded statements and exports. CanFund does not access applicant bank accounts directly and does not request online banking credentials.
See also: Licenses & Disclosures, Privacy Policy, and Terms of Service.