13-year capital advisor
Matt Cohen
Senior Capital Advisor
New York, NY — serving businesses nationwide · English, Spanish
Thirteen years, $100M+ placed, and a simple rule: never let an owner borrow into a worse position.
- Top 1% National Producer
- President's Circle — 6 years
- SBA 7(a) structuring specialist
- Refinance & consolidation desk lead
- 4.9/5 across 118 client reviews
- Verified CanFund Advisor
- Revenue-based financing
- SBA 7(a) and 504
- Business lines of credit
- Invoice factoring
- HELOC and real-estate backed capital
- Years advising
- 13
- National ranking
- Top 1%
- Capital placed
- $100M+
- Median time to funding
- 6 days
- Client rating
- 4.9/5
- Repeat & renewal rate
- 74%
Started on the underwriting desk
By capital placed, six years running
Across five structures
Revenue-based facilities
118 reviews from funded owners
Owners who come back for round two
Recognition
Awards & honors
Production is only half of it. Every award below weighs client outcomes and file quality alongside capital placed.
Advisor of the Year — Refinance & Consolidation
CanFund Capital · 2025
For the volume of owners moved off stacked advances into single, lower-cost facilities.
Top 1% National Producer
Commercial Capital Rankings · 2020–2025
Six consecutive years inside the top one percent of advisors nationally by capital placed.
President's Circle
CanFund Capital · 2019–2025
Six straight years in the firm's elite production tier with zero client complaints on file.
SBA Excellence in Small Business Lending
National Alternative Lending Awards · 2023
Recognized for acquisition and expansion financing for multi-unit operators.
Underwriting Integrity Award
Commercial Finance Review · 2022
Given for file quality and for declining deals that would have hurt the borrower.
Client Choice Award
CanFund Capital client survey · 2024 & 2025
Voted by funded clients on transparency, responsiveness and outcome after closing.
About Matt
Matt started on the underwriting desk, reading tax returns and bank statements before he ever pitched a term sheet — and it shows in how he works. Over thirteen years he has placed more than $100 million across revenue-based financing, SBA, HELOC, factoring and lines of credit, most of it for owner-operated companies scaling past their first eight figures. He ranks in the top 1% of advisors nationally, but what clients bring up is the call where he told them to wait a quarter, or the refinance that pulled them out of three stacked advances. He models the exit before the first draw and he answers the phone.
Credentials
- 13 years in commercial capital markets, 5 of them in underwriting
- Top 0.01% national producer, six consecutive years
- Placed capital across revenue-based financing, HELOC, SBA, factoring and lines of credit
- Former senior credit analyst — he reads your file the way the committee will
- Registered with CanFund Capital, NMLS 2318744
Specialties
- Revenue-based financing
- SBA 7(a) and 504
- Business lines of credit
- Invoice factoring
- HELOC and real-estate backed capital
- Debt consolidation and refinances
- Equipment finance
- Acquisition and partner buyouts
Best for
- Owners refinancing out of stacked, high-cost advances
- Medium to large businesses borrowing for the first time
- Franchise groups and multi-unit operators adding locations
- Contractors and manufacturers financing equipment and projects
- Partner buyouts and acquisitions under $10M
- Companies with strong revenue but thin or complicated credit files
Recent businesses funded
A sample of work from the last twelve months. Client names are withheld for privacy.
Restaurants
Four-unit quick-service franchise group
SBA 7(a)
Financed two new builds and a remodel without touching the group operating reserve.
Manufacturing
Precision metal fabrication shop
Equipment finance + line of credit
Added two CNC cells and a revolver to cover the receivable gap the new contracts created.
Ecommerce
Amazon aggregator brand
Revenue-based financing
Funded a Prime Day inventory build with repayment tied to sales, so the slow weeks cost less.
Professional services
Regional staffing agency
Invoice factoring
Turned 60-day client terms into same-week cash so weekly payroll stopped being a stress test.
Healthcare
Specialty pharmacy group
Line of credit
Replaced two merchant advances with one revolver and cut annualized cost by roughly 40%.
Transportation
Long-haul trucking fleet
Refinance + equipment facility
Consolidated six truck notes and freed enough monthly cash to add four drivers.
Words they live by
“The best deal is sometimes the one you talk someone out of.”
“Cheap money you cannot service is the most expensive money there is.”
“Jump, but check the rope.”
How they work
Underwriter first, salesperson second
He tells you what the committee will flag before you submit, so there are no surprises at the end.
One number, all-in
Cost of capital in dollars, not factor rates or teaser APRs. If the total is ugly, he says so.
Plan the second round now
Every structure is built so the next raise stays possible instead of getting blocked by this one.
Straight answers, fast
Same-day responses. If the answer is no, you get the no quickly and the reason with it.
Off the clock
ATV and off-road riding
Weekends on the trails in Moab and the Texas hill country. He says the appeal is the same as a good deal: read the terrain early, then commit.
Barbecue
An offset smoker, brisket on at 4am, and strong opinions about bark. His restaurant clients are ruthless critics.
Fly fishing
Where he thinks through the deals that will not structure cleanly.
Coaching youth baseball
Two seasons a year, mostly teaching kids to shake it off after a bad inning.
What clients say
“He told me to wait a quarter and fix my deposits first. Three months later he got me nearly double the offer at half the cost.”
“We were on three advances and drowning. Matt consolidated everything in under three weeks and I could breathe again.”
“He explained the whole structure to my accountant on a Saturday call. Nobody else even returned an email.”
- Direct line
- (212) 555-0186
- Book a call
- Schedule 20 minutes
Start a conversation with Matt
Share a few details about your business and they'll come back with your options — structures, real dollar costs, and what they'd do in your position.